My name is Anna Newell Jones. I used to have a ton of debt and now I have none. Through the Spending Fast process I've become a getting (and staying) out of debt pro. I can show you how to do it too!

Dear Readers & Guests, I try to give appropriate image credit whenever possible, but in some instances it can't be found. If I have used an image of yours please let me know and I will provide credit where due or remove it. Thank you.

Entries in change your life (44)

Thursday
May032012

Look Fear In The Face and Do What You Think You Can't 

"You gain strength, courage, and confidence by every experience in which you really stop to look fear in the face. You must do the things which you think you cannot do." -Eleanor Roosevelt

"Courage is being scared to death and saddling up anyway."- John Wayne 

There's no doubt that changing your life and habits is hard work. I mean, you go from living in your comfort zone to flipping your whole life upside down. Often when people ask me about doing the Spending Fast and what it took to get out of debt I get the feeling that they want me to tell them that it was easy and that it didn't change my day-to-day life all that much. But it did.

You know those people that say they lose weight and they didn't have to do anything different? Like, "I eat cake for breakfast EVERYDAY and I lost weight! It's a miracle!"

Doing a Spending Fast, and changing your relationship with money is hard work and it's not like eating cake for breakfast everyday.

If you want to change your life, you have to change your life! That might seem like a silly thing to say but, really, if it was possible for me to keep doing what I was doing (spending money like crazy) and still get out of debt I would've picked that option. Changing your life and living debt-free takes work, time, and sacrifices. All of which are completely worth it when you come out on the other side debt-free and victorious but to think it won't be hard work to get to that point - that's just not reality.

I want to challenge you to look debt in the face and tell it to F- OFF! It's time to be done with the debt and remorse and over-spending once and for all! 

It's scary to think about changing your life but you know what, it's also so freaking exciting! By getting on the path to live a debt-free life you're going to create a new future for yourself. One where you have choices and one where half your paycheck isn't going to pay for stuff you've already forgotten about and have already donated to the thrift store. 

I probably sound all pumped up in this post and it's because I just read the latest Getting Out of Debt Pledgers posts and man, they just inspire the crap out of me. 

So do it. Look fear in the face and saddle on up. It's time to change your life.

Wednesday
Apr252012

Collect Moments Not Things

Seriously, such a freaking good reminder... 

Tuesday
Apr242012

Free Admission To All National Parks This Week

image by daveynin

This week, April 21-29th is National Parks Week and in honor of that the National Park Service is giving free admission all week long! Visiting a National Park showed up as #3 in this post of 8 Great, Cheap Summer Vacations and there are some other fun and inexpensive ideas included there if you're due for a break from everyday life. 

Click on the link to find out more about the free National Park admission.

 

What is your favorite National Park?

Tuesday
Apr172012

Online Budget Management With A Twist: SpringCoin

Have you heard about SpringCoin? I found about it recently and it's an interesting concept. They offer online budget management with a twist: it's aimed at consumers who are struggling with debt. 

SpringCoin compares a client’s debts and spending patterns, then recommends a manageable monthly payment to erase the debt. SpringCoin’s software compares your debts with your income and spending patterns, and then it spits out recommended monthly payments to help you pay down your debt.

That, I like. 

For the month of April SpringCoin is giving away free lifetime accounts to And Then She Saved readers. Follow this link if you're interested. 

 

Have you tried any online debt management tools? What do you think about them? Do they work for you?

*Disclosure: SpringCoin is a sponsor of this site 

Wednesday
Apr042012

It Takes A Lot of Guts To Change Your Life

image via lost in america

If you weren't sure before today I've got to tell you, now's the time to change your life.

You don't need all that dang debt weighing you down and hanging over your head.

If you want to have a debt-free life you can! Believe it and make it happen.

Go for it! and walk through it all here. You're totally not alone.

How do you change your life and habits?

Saturday
Mar312012

Obsessed With Stuff. Materialism Gone Overboard.

“Normal is getting dressed in clothes that you buy for work and driving through traffic in a car that you are still paying for in order to get to the job you need to pay for the clothes and the car, and the house you leave vacant all day so you can afford to live in it.” - Ellen Goodman 

Yep. Kind of ridiculous (and completely true for most of us). Depressing much? Eeek... sorry:/

It reminds me of this quote by Chuck Palahniuk

 

Friday
Mar302012

Do You Play The Lottery? What About For 500 Million?

I never play the lottery but last week I saw that the Mega Millions was up to $290 million so I bought a ticket. The slogan they have of "If you don't play you can't win" came right to my mind (that's a sign of a great slogan, since it came to mind right as I was considering if I should buy a ticket or not).

So, I bought a ticket. Now, it looks like no one won last week's drawing so the jackpot is up to $500 million!?!?!

THAT'S INSANE!

With all the talk about the Mega Millions jackpot not being claimed last week it got me thinking about if I should put my name in the hat again this week. I can see this being a slippery slope since I don't ever really do things in moderation. Have you noticed, moderation isn't really my thing? I could see myself getting into a habit of wanting to enter every week, and thinking, "Well, it's just a dollar!"

It's so incredibly fun to day-dream about winning. How life would change and how it would stay the same (and if you would even want it to stay the same). 

I freaked out when I found out an acquaintance of mine had won 6 million dollars in the Colorado Lottery 10 years ago. He keeps in on the down-low (for obvious reasons) and you would never guess that he won from just meeting him. He's so down-to-earth and he's a genuinely nice and kind person. He even let me interview him about THE BIG LOTTO WIN. I also like looking at this gallery of other former lottery winners and day-dreaming that I'm one of them;)

 

What would your plan be if you won? What would be the first thing you would buy? Who would be the first person you told? Are you buying a ticket?

Tuesday
Mar272012

10¢ Night at Denver's MCA

If you don't know me by now, I've got to tell you I'm officially a major cheapskate. That means I'm ALWAYS on the look-out for things to do around town that don't cost money or are super, super cheap.

So, when I got the flyer in the mail yesterday from Denver's Museum of Contemporary Art and I saw that this Friday night, March 30th they are having a 10¢ entry fee for their newest exhibits (mainly photography) from 8pm to midnight well, I got a little excited. 

10¢ = basically free = I like it.

What cheap things are you up to this weekend? 

Monday
Mar262012

Wizard of Oz + Dark Side of The Moon = Classic & Free Entertainment

"Watch The Wizard of Oz while listening to The Dark Side of The Moon" showed up as #22 in this post about 25 Cheap (or Free) Thrills

Looky, here it is. That's called internet magic, folks.

If you haven't seen this before go ahead and settle in because it's time to get amazed.  

 

(found via The Daily Evan Nix)