My name is Anna Newell Jones. I used to have a ton of debt and now I have none. Through the Spending Fast process I've become a getting (and staying) out of debt pro. I can show you how to do it too!

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Monday
Jun272011

The Social Side 

image via pinterst

Ahhh... this is a BIG one.

The question is: how do you have a social life, keep your friends AND do a Spending Fast?! This is a question and topic that gets brought up a lot and it's proven itself to be a major source of trouble for people who decide to take on a Spending Fast.

I want to give a hearty Thank You to Katherine for letting me share her recent question with you- Thanks Katherine! (I said that heart-i-ly over here. I only wish you could have heard it. It was pretty good.)

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Subject: Reducing debt and having a social life?
Message:

Hi Anna-

I love, love your blog! Your honesty is terrific. I REALLY want to reduce my debt, but my social life does me in. I have several good girlfriends that either never have to worry about money or simply choose not to...because I just can't keep up with their lifestyle. It's nothing crazy, but I really can't afford drinks and dinner out multiple times a week. How did you survive a year of not eating out and keep your friends? I do suggest cheap or free activities, but inevitably activities costing money come up. Tips for how to survive?

Thanks! And keep up the posts!

Katherine

image via larken design

Hi Katherine,

Thank you for your email and niceness!

The friend/social thing is tricky. It was crazy when I realized how much money came into play with my interactions with people. I have to admit there were some very awkward times during the Spending Fast in relation to doing things with others. The people in my life were used to me doing things with them (everything) and then suddenly I wasn't able to do all of the same things with them anymore. People didn't like it and they ended up feeling sorry for me and they would offer to buy whatever for me so I could participate in whatever was going on which totally was not the point of the Spending Fast so even having them offer seemed to make things *feel* awkward! I would tell them "Thanks, but No Thanks, I decided to this so I'm gonna do it". I think the key is to make it seem like you're not having a hard time with doing the Spending Fast and that you're not like "Woe is me, look at me suffering over here..." friends don't want to see their friends suffer, you know.

Some suggestions: If you continue to feel pressured, then give your buds an explanation and be honest if you can't afford to do something AND then seriously, don't do it. Be matter-of-fact about it. Don't dwell on not being able to do something. Move on to another subject. Suggest something else to do. If the friend persists in their questioning or if they insist on paying so you can participate tell them all about what you are doing and why, tell them that you're going to be in a better place at the end of the Spending Fast and that's why you're doing it in the 1st place... that will go a long way in helping the situation.

Some more suggestions: Go along with your friends and do the cheapest (read: free) version of whatever they are doing. For example, if they are going for drinks get a tonic or tap water with lime so it LOOKS like a drink and no one will give you grief (I've found most places charge for tonic and soda water so tap water is usually the best free option available. Also, bring shooters from the liquor store and stash in your purse if you want to drink... those will be A LOT cheaper than drinking at the bars). Have drinks at someone's (or your) house before you all go out. If it's dinner out that they're doing, find a friend to split an appetizer with or eat dinner at home before you go or just eat the free bread the restaurant offers and have your tonic/tap water. Just don't make it a big deal that you're not spending money. Have a great time. Don't focus on the not being able to spend money part. It's not about spending money it's about spending time with your friends and the money-spending-part is just a common side-effect of hanging out with friends. You're being pro-active and doing what you need to do to get yourself out of debt. It's a very good and responsible thing to undertake.

Also, I think you might be surprised how many of your buds are in the same situation financial situation as you and you just don't know it. Being broke and being in debt isn't something that many people talk about. It's typically considered very private information. A lot of people do what they have to do to keep up appearances and they may not be doing as well financially as they seem to be. Maybe your friends would welcome some "cutting back" too. I racked up a lot of my debt because I kept doing things and buying things that I just could not afford because I wanted to keep up appearances and keep up with everyone else. I tried to avoid realizing and recognizing this for a long time and I got into a lot of debt because of it.

Doing a Spending Fast/Spending Diet is hard and there are sacrifices that have to happen. Dynamics of some relationships might change. It is totally possible. You also might have to not do some things in your getting-out-of-debt process. But just know that despite the occasional awkwardness, the hard times REALLY DO pay-off in the long run. Trust me- it is SO worth it!

Really, the bottom-line is that if your friends don't think that you're suffering and if they still get to hang out with you (even if it is in a modified or different capacity than usual) then doing your Spending Fast/Spending Diet will go A LOT smoother.

As a result of me doing the Spending Fast I've had some friends start doing Spending Fasts too and it's been (ironically) hard to be on the other side of it. I found I don't really like hear "No, I can't go because I'm on a Spending Fast"! (even though I'm still doing a Spending Diet and would not be participating in the eating out either) Ermmm. D'OH! Of course, I think they should do a Spending Fast if they too are in debt or need to establish stronger financial footing. 

Friends are there to understand and accept you with where you're at and friends want what's best for you even if it means making some tweaks to the social scene you're all accustomed to.

Hang in there and be strong Katherine. You can do it. 

Anna 

(scroll down for things to do with friends on the cheap)

FREE (OR SUPER CHEAP) THINGS TO DO WITH FRIENDS:

Eat your brown bagged lunches from home in the park together (this is a good one to do with work friends).

Start a Spending Fast Group Challenge. How much can you each save? This can be set up on a percentage basis (similar to how The Biggest Loser TV show does it since they all start at different weights).

Get a thrift store tennis racquet and go to the public tennis court and hit some balls. Even if you have no idea how to play tennis it's fun to run around and whack the balls.

Do a clothing swap. Everyone rounds up all of their un-used and un-wanted items and trades. Everyone gets something new to them.

Game night at one of your houses.  

Check out movies from the library and gather up at someone's house to watch. Variations on this classic saving money option is to theme it out. Horror/scary themed movies. 80's movies. Nicholas Cage movies... Bonus: home popped popcorn is super cheap.

Get together and make crafts using supplies you all collectively already own. Who can bring what and what can you make? 

Jazz in the park. Sit around on a blanket and listen to music. Maybe your city offers something like this if not identical to this. 

Group bike ride. Everyone takes turns mapping out a route. 

Hike

Volunteer together

Start a book club. Check out the same book from the library.

First Friday Art Walk. In Denver the main Art Walk drag is on Santa Fe but there are approximately 6 different zones in town that participate. Kind of nuts/great.

Free Movies in the Park 

Go to your favorite book store and look at gossip magazines together. Bring tea bags from home and get cups of hot water from the coffee shop. Sip and look. 

Team up with a bud and be getting-out-of-debt supporters for each other. Bonus: you'll have someone to split appetizers with and cheer you along.

Google "free things to do in (insert your city here)". There are probably a lot of things going on that you don't know about.

Have a potluck. Just don't buy anything new for the ingredients. Only use what you all already have in your kitchen. If you can only make a peanut butter and jelly sandwich make a couple and cut them in 4's. There you go- finger foods! And really, who doesn't love PB&J? Variation (suggested by a reader): Breakfast potluck!

Do a group yard-sale

Go to the public pool

Do a picture Scavenger Hunt. Make lists and separate into smaller groups. The 1st group to take pictures of everything on the list wins bragging rights. Most people have cell phones with a cameras on them but if no one has a digital camera then do the honor system and take a mental snapsnot of the item.

Camp!

Hit up a Pecha Kucha night

Pull an HGTV and re-arrange a room in each others houses

Go to the city pound and look at the animals. Bonus: get to play with the animals too if the staff allows it.

Sit on a patio and ask each other questions you've never asked before. Favorite memory? First kiss? Greatest regret? Biggest surprise in life? Favorite movies and why? Most embarrassing moment? Best trip and why? Best gift ever received? Happiest time in life? Here are some I found online: 1.) Why is Elmo red? 2.) Fav YouTube celeb? 3.) Would you want a whole army cloned to look like you? 4.) How many times do you look in the mirror a day? 5.) Would you rather be really fat or really skinny? 6.) Internet dating Yay or Nay? 7.) What do you want to name your children? 8.) Your house is on fire, 2 things you save (non-living).... 9.) If you had to do an extreme sport for a living, what sport would you do? Also, there are lots of conversational games like "Would You Rather". The list is endless...

Are there any things you do with your friends that doesn't cost much or that is completely free? What do you think about the role that money plays in relationships and what role does it play?

Reader Comments (15)

Other free activities:
-orgy with friends
-stalk an ex lover
-start a blog about your OCD
-go to a wedding and count the yawn to tears ratio
-have an argument with a debt collector
-do the dishes with scalding hot water (no soap needed)
-go on a sanity scavenger hunt
-Feed ducks Ezekiel bread and read them Sylvia Plath poems
June 27, 2011 | Unregistered CommenterThomas Norwich
those are some good ones thomas. i especially like the last one. keep up the ideas.
June 27, 2011 | Unregistered Commenteranna newell jones
Thomas, I LOVE your ideas. Anna, yours are great and I plan to actually come back and check this list out again.

The spa night is especially intriguing because I just found out that my parents are GIVING me their hot tub when they move in August. For free. We already had the electrical work done a couple of years ago, so all I have to do is pay for the moving and installation. This is the most amazing gift I have ever gotten (well, it's up there, my parents have always been amazing) and I am so grateful that they would realize how much a hot tub will help both me with fibromyalgia and my son, who has autism and LOVES the water. It will also mean I don't have to spend the money on the local pool membership next summer or any summer after that because the one who likes to go the most (the youngest) will be spending his time in the summer temperatures of the hot tub.

I think having this will engender many friend requests to come over, sparking my social life at no charge! Amazing.

Thanks for the ideas!

Chelle
www.lifeonthedomesticfront.blogspot.com
June 27, 2011 | Unregistered CommenterChelle
Oh, and I forgot to mention that you could include a "declutter" party, where you go to a friend's house and help her make decisions on things she shouldn't keep. I just did this for my mom over the weekend and we got so much stuff out of her house! It's really helpful when you have photographs you can't decide on to have someone who knows you really well say, "No, you don't want that one" or "Ew, please throw that picture of me away!"

Chelle
June 27, 2011 | Unregistered CommenterChelle
congrats on the hot tub and the de-clutter party is a great idea too chelle!
June 27, 2011 | Unregistered Commenteranna newell jones
Euchre, bocci, monopoly, charades, or whatever games people have. Water balloon fights on a hot summer day to go along with that potluck. Scavenger hunt. Handstand contests!
Get the girls together for early morning stretch, and have an at-home breakfast (everybody brings one item.) BTW, deviled eggs are inexpensive to make and are always polished off at picnics. Homemade potato salad and macaroni salad, too.
June 27, 2011 | Unregistered CommenterMaryl
Fantastic ideas... who needs to go eat out now?! Truly, it is about spending time and enriching each other's lives. Thanks again Anna for your sincerity and practical ideas. Love them all! ... For young moms / parents - my pet project is making wall art with their friends which is great creative process for them and learning teamwork and social skills...just use old magazines or gift wrapping (saved from gifts received), and our ongoing project is to make a "village" or diorama -- getting small boxes together, "dresssing" them up and coloring them and planning where they should go. Who knows, they could be "real estate developers" or "urban planners" someday!
June 27, 2011 | Unregistered Commenterhighheeledtraders
maryl, great ideas! i especially love the water ballon fight and breakfast potluck ideas.
June 28, 2011 | Unregistered Commenteranna newell jones
hi highheeledtraders, such great ideas!

ya'll are amazing, basically.
June 28, 2011 | Unregistered Commenteranna newell jones
i love these ideas! some of these events i didn't know about in Denver, Anna, so thanks :)

Also add one more to the list: help your friends declutter and then have a big combined yard sale. Then not only do you NOT spend money, but you MAKE money as well!
ohh! nice one marianney! anything to make a buck AND clear out the junk is a very good thing!
June 28, 2011 | Unregistered Commenteranna newell jones
As seen in your pic in this post, I am a strong proponent of having tea. I do a low tea - a homemade sweetbread plus whatever my friends bring. Not only is it inexpensive - it also means that people leave your home at a reasonable hour.

Good tips, all.
June 28, 2011 | Unregistered CommenterKristine
tea and get togethers. yes, good indeed.
June 28, 2011 | Unregistered CommenterAnna Newell Jones
All great and fun ideas! I have a printer/scanner at home, and use paper from the recycling bin at work. Most of the time, clear useable paper! I save gift bags from the recycling room at my apt, and put small items I have found at thrift stores - or "jewels" that I have purchased in my freely spending days- and give as b'day gifts. When friends come over, I have great inexpensive wines ($3)& ask someone to bring soda water & we have spritzers with the marked down crackers from the grocery - usually just damaged pkg and I make homemade hummus (less than a dollar). Not free, but almost. I have a penny jar and use this cash for "parties."
July 9, 2011 | Unregistered CommenterSusan Kinzel
amazing suggestions :)
July 13, 2011 | Unregistered Commenterdez

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