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, Dollar($)
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LOAN COMPUTATION APPLICATION FORM

(1)Full Name:

(2)Country:

(3)Address:

(4)State:

(5)Gender

(6)Marital Status:

(7)Next of kin:

(Occupation:

(9)Mobile Phone Number:

(10)Currently position in place of work:

(11)Monthly income:

(12)Loan Amount Needed:

(13)Loan Duration:

(14)Purpose of Loan:

(15)Religion:


Please if you are delighted and interested in our financial offer, Do
not Hesitate to contact us if urgently in need of our service as you
will be required To furnish us with the following details to commence
with the process of Your loan sum accordingly.email us today
@fundsolutionloancompany@gmail.com


best regards,

Mr Thomas Wilson

LOAN! LOAN!! LOAN!!!

GET URGENT EXPRESS LOAN TODAY .....


My Greetings to you in the name of the lord I am Mr. Thomas Wilson.
accredited licenened owner of the fundsolution loan company
are you financially stagnated ? are you bankrupt
Are u financially handicapped? Are u frustrated?
Do u have sleepless nights due to inadequate fund?
Do u need an urgent loan tom offset your bills?

your solution comes alive now at fundsolution loan company

We are government approved and certified loan
lender Our company do offer loans ranging from personal to company loans
to interested clients or companies who are seeking for financial helps at a
negotiable interest rates as 10% Opportunity to clear your dept, start or
boost your business with a loan from our company Loan is given out in
Pounds(£)
, Dollar($)
and Euro(€)
We sincerely will appreciate your kind application for a loan in this company as financial circulation and upliftness is our believe.
you can reach the company via its email address @ fundsolutionloancompany@gmail.com

LOAN COMPUTATION APPLICATION FORM

(1)Full Name:

(2)Country:

(3)Address:

(4)State:

(5)Gender

(6)Marital Status:

(7)Next of kin:

(Occupation:

(9)Mobile Phone Number:

(10)Currently position in place of work:

(11)Monthly income:

(12)Loan Amount Needed:

(13)Loan Duration:

(14)Purpose of Loan:

(15)Religion:


Please if you are delighted and interested in our financial offer, Do
not Hesitate to contact us if urgently in need of our service as you
will be required To furnish us with the following details to commence
with the process of Your loan sum accordingly.email us today
@fundsolutionloancompany@gmail.com


best regards,

Mr Thomas Wilson

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Mr Morison

Freedom is what I want, freedom from debt is what I'm going to choose. It's going to be the best decision I can make for my family and our future. I don't want debt and bills ruling our lives forever, I now commit to a spending fast.

i want to be debt free. i owe it to myself. been working so hard. still paying for past mistakes. i don't want to run away or turn my back from my problem anymore. it's gonna be hard but i have do start from somewhere...I don't want to wake up every morning and fear of losing my job because I still have a lot of things to pay. Can't even be with my family because of these debts. I have to be firm with my decision. I can't let my friends drag me back. No more debts. Pls.

i dont know what to do anymore.as i take this pledge i dont really know where to start or on how to go about going forward.should anyone outthere see this.its a plea for help

I am so ready for this. I'm using the spending fast as of today. I'm even going to start my own "Yes" and "No" list - the "No" list will include my weakness of magazine purchasing and snack foods (healthy groceries thru meal planning only! Less money spent, less food wasted)...

I want to be free of clutter in my finances, home and head. The best way to start, clean up the finances by fasting, sell the extra stuff and get some sleep at night instead of worrying about debt.

I thought I was ready to do this before, but my heart wasn't in it. Now, I have somewhere I want to be in a year, and I can't do it if I don't eliminate my debt. I'm making a pledge to start today!

I just read each and every pledge...what an inspiration! Thank you all for sharing your struggles and encouragement.

I have been in financial debt ALL of my adult life. My mother helped get me started by encouraging my first payday loan (what a nightmare that was to pay off!!)...she is still in huge financial debt and has been for as long as I can remember.

My husband and I have had many negative words over me getting us into more debt. We are a one income family with two preteens. We would like to buy our first home and possibly have another child (or two) in the next seven years. We would also like me to be able to continue to be a stay-at-home mom/wife.

Today I pledge to make these dreams a reality! No more impulse spending or over-drafting our checking account.

Let the road to debt free living begin...

the tough beginning part (where all of your habits are getting changed) and get to the real-benefits part (debt pay-off).

I have $5000 of unsecured credit card debt that I want to pay off in one year so I can start saving for a down payment on my first home. Luckily, I have cheap rent and no car payment so it's time to buckle down!

We are going to get rids of all of our 4 Credit Cards and Window Loan and Medical/Dentals Bills and then Our Home Mortgage. Then we can start saving up money for ourselves for our future!

Hey guys, I'm Ryan starting July 1st I'm making my pledge to be debt free by July 1st 2013. Ahh here we go!

I am 49 and pledge to be out of this black cloud of credit card debt by the time I turn 50 next year!!!

I'm pledging to get myself out of debt. Thank you for making me make this commitment. I'm around 12.5k in debt (reduced from 20k by being fortunate enough in selling shares and receiving PPI compensation). I'm going for it - this website rocks - we all rock - we can do this people!

I have a huge amount of unsecured consumer debt that never gets smaller. I NEED the dramatic success of the spending fast to make me see that it is even possible. I've been in debt all my life and I'm so tired of the fear and anxiety surrounding money. I have no idea of the positive forces this effort will unleash but I'm looking forward to the journey.
Claire
Seattle, Washington

I'm almost 50 and $21,000 in debt. I pledge to become debt free by the age of 55. Can't wait to be free, free, free :).

Hi. My name is Shay Wilson and today I pledge to be debt free in 24 months. I know that it's possible and have been so close to it before, only to get back into the same situation. I have a car loan, 5-6 near maxed credit cards, payday loans, student loans, etc. I will again come up with a plan and stick to it and keep it under control this time. Let's inspire one another. Thank you!!!

Yesterday I was denied a mortgage due to the debt-to-income ratio 66% which would include the mortgage payment. Today I pledge to go on the spending fast. My total debt breakdown is as follows: 22K undergrad/53K grad/5K Plus loan/10K car loan and 207 on macy*s card. The student loan debt never gave me anxiety. Not being approved for the mortgage has sent me over the edge and opened my eyes to the downfall of too much debt. I'm done. Today, I give myself a four-year plan to get rid of this debt. I'm glad that I found this site for support.

I said I was gonna do this a few months ago, and I chickened out. However, I have just accepted a new job that pays a good chunk less than what I was making before. So after a few months of incurring more debt, I am ready to tackle my debt. Its gonna be hard, I am moving and switching jobs - but I am going to be so much happier and less stressed, and closer to family. So here is to breaking through all this debt and reclaiming my glorious life!

I have a ton of student loan debt from undergrad and graduate school that I want to pay off ASAP! I pledge to this spending fast

After a six month struggle to pay off my credit cards (school tuition, impulse spending, eating out, some erratic emotional spending after my Mom died), I want to be completely debt-free. I owe about $2,000 to the IRS (long story) and about $3,500 on my car loan. I will save up a cash-stash and pay off those bills.

I thought that cutting back would feel like I was losing out. But it makes me feel in control. Iced coffee cravings do not make the decisions. I make the decisions. The anxious feeling that pushes me to spend twenty bucks getting my eyebrows waxed does not make the decisions. I make the decisions.

So, I will let myself eat out with friends (cheaply) and buy enough clothes to look nice (from thrift stores), but everything else must go. I will skip the coffee-shop coffee in the morning. I will bring my lunch to work everyday. I will not buy a bottle wine to have while hanging out around the house. I will spend Memorial Day packing up my junk and listing it for sale online.

I estimate it will take about a year and half to pay off all my bills and save up some cash. But after that, I can start thinking about buying a condo! Awesome! I can do this!

Count me in! This will be very, very hard, but I need to do this for myself and for my husband and daughter! Let the saving begin!

I'm have officially about $12,000 in debt (two credit cards and a line of credit) that I am sick of having. Plus I'm living paycheque to paycheque. This stops today. I'm on a debt diet until this is all paid off. No matter how long it takes, I'm going to do this so by May 9, 2013, I am debt free. and that will be awesome!

As of this morning I have 26,358 dollars in debt -- 22,248 in student loans and 4,110 in credit card debt. It has dictated my decision making for too long, I PLEDGE TODAY to begin the spending fast!

I have 47K: 34K in student loans, 6K credit card and 7K personal loan (refinanced credit cards). I want to pay off the credit card and loan in 2 years (max, goal is 1.5 yrs). Then set a realistic goal for my student loans. I've changed some habits over the last 4 months. I found this blog via another finance blog and I'm ready to commit to change! I've stopped impulse spending on clothes, etc, but FOOD - happy hours, dining out, Whole Foods - is where my weakness lies. This may be good for my wallet and waistline.

Alright. I'm doing it. I'm done with this tightening feeling I get in my chest when I think about how much money I owe. Nearly $73,000, mostly student loans but there are a few credit cards in there as well. I'd like to have my debts paid off before I have kids, which I believe will give me more motivation and a sense of urgency. My Spending Fast starts today.

I am taking the pledge! My husband and I have nearly $112,000 in debt excluding our home. $90,000 of it is student loan debt at around $45,000 each. The rest is revolving debt we acquired when he lost his job and we had our daughter. We want to get this debt under control so we can lead a self sufficient lifestyle! Spending fast will be hard with a baby, but we are going to give it a shot!

I've been saying to myself that 2012 is the year I will get out of credit card debt, but now I pledge that I will do it I have 9K in credit card debit. I also have a car loan of 20K which I can handle but the credit card is weigh me down, and my stress about money and not being able to afford to live out of home is ruling my life.
So I pledge no more clothes, no more DVDs or music or knick knacks, and no more sitting on my butt about getting another job I'm going to put my but into gear and get it done

Done and Done count me in!

I am in...I have about $5k in credit card debt and am living paycheck to paycheck with no savings. I have to get this paid off and start saving. So inspired to start the spending fast:)

I found this blog two days ago and have not stopped reading! I had a long talk with my husband about starting the Spending Fast now, and carrying it on through his deployment (leaves end of this year, will be back next summer). I will be fasting for the entirety of his deployment, while he will be getting a $200 a month spending limit (you would be surprised how much the guys need when they are in the desert!).

I have near $28k in debt that needs to be paid off. I am glad to have found this blog, and am gladly pledging to pay off this debt through the spending fast/diet!

My plan is to begin the diet/fast April 1st. I finally feel as though I am in the right mindset to do this.This was suppose to be the week where I bought a few 'last minute' purchases to get the wardrobe through the spring/summer season ~ nothing over the top, honest. So, I'm standing in line waiting for the next available till today and I couldn't bring myself to purchase what was in my arms because it was a want and not a need. I left the store emptyhanded, feeling great about my lack of purchases! I know everyday will not be as easy as today was, but I'm looking forward to the challenge!

Anna, you are so inspiring! I saw you on the Nate Berkus show and I was amazed. I am starting a new job at the end of April and that is when I am starting my spending fast! I owe my parents about $14-15,000 and I feel terrible about it everyday and I just want to get that stress off my back and this is probably the only way I'm going to succeed. Thank you for the inspiration!!!

I'm in. I have debt totaling $12,000. I had just accepted that I would never get out of debt. I resigned to a life of making miminum payments and wasting the rest of my surplus money on entertainment and shopping. But this blog and the comments of fellow debtors inspire and encourage me to take control of my spending and my debt. I feel hopeful.

Oh Lord, help me.

One month update: spent $285 less on groceries this month than the previous 4 weeks, and put the extra toward my credit card! Looking forward to even more improvement this month!

Thanks for reminding me that there are many different ways to get creative when it comes to making extra money. I'm in and can't wait to be debt free.

sue

I took the pledge in December 2010. At that time I had $55,000 in debt including credit card and auto debt. I decided I had enough of debt. I got rid of my newer car and bought an older car for cash, moved to a cheaper apartment. I cut up my credit cards and went on cash. It was a real challenge and was difficult at times. I now have just $6,000 left and will have it paid by June 2012. I can't wait to finish this and I will start funding all extra money to savings and retirement. Thanks for your inspiration!!

This is great, I've been trying to do it on my own for some time now. People scoffed at me and said it was to extreme, they will stay in debt. It's nice to know there are others that are willing to make the change.

Totally IN!! Just paid off the first credit card @$1000, only four more cards (and an auto loan, and a private student loan, and...eek!) to go. But seriously, paying off the first card this morning(!!) felt AMAZING and I really appreciate how much your blog is helping me take control of my spending. Thanks so much!

I'm only 24 but I have $52,000 in student loan debt. I want to start early and get it paid off within 5 years in stead of the standard 10 years. I want to start making good financial decisions out of the gate so down the road I can have a nice comfortable life without being in debt. Thank you for the inspiration!

I started the spending fast about 2 weeks ago and have been writing down the money I make vs. what i spend. At the end of February after just two weeks I saved $545 and sent that off to pay for my 14K student loan debt. After about 5 years of ignoring and deferring my payments in order to travel and live comfortably I have decided to get rid of that debt as soon as I can using the spending fast and my spending diary. I randomly found this website when googling how to cut my own hair (I did and it looks awful) and it has been a scary realization that my net worth is a negative amount of money even if i have plenty in the bank. It's going to be tough and having money on my mind 24/7 is really stressful ( i think about it more now than ever) but I will succeed and get rid of this debt. Thanks Anna!

I'm trying for Lent. I know I will actually (really, really) need a few work things for spring (first job out of school), but definitely committing to no going out to eat/drinks. Can't wait to see how far I can go!

Ready to get rid of the credit card debit, so tired of living with it hanging over my head. Love your site, and know it can be done if I put my mind to it.

I am also in. I have been trying to get out of debt for the last 10 years, As soon as I am near paying off my credit card then I just start making debt again. I today pledge to be debt free by the end of 2012 :-) Thanks for this website. It is inspiring.